Mortgage Loan Originator - KENTUCKY (Remote) at Rolph Mortgage, LLC.

Mortgage Loan Originator | Cincinnati, OH 1 opening

Job Description

Mortgage Loan Originator - KENTUCKY (Remote)

OVERVIEW:

Rolph Mortgage LLC is a mortgage broker company headquartered in Cincinnati OH with license to conduct business in Ohio, Kentucky and Florida. We offer a culture that impowers you, fosters an enterpenuerial spirit, provides growth opportunity educationally and financally in an environment that provides a work life balance. We are looking for self-starters that have the passion and goals to help families accomplish their dreams of home ownership and accomplish your own dreams along the way.

PAY: $96,000 - $324,000+

BENEFITS:

  • Flexible work schedule
  • Work from home (Remote)
  • Work location - In person
  • Processor Team to get process from underwriting to close
  • Your own website landing page
  • Marketing Software to automate social media marketing with quick flyers and marketing email templates
  • Systems and processes to close in 15 days or less

COMPENSATION PACKAGE:

  • Commision Only
  • 1099 / Paid Monthly

SCHEDULE:

  • 8 hour shift
  • Monday to Friday

 

Skills & Experience

Skills

Requirements:

  • High school diploma or equivalent.
  • An NMLS # is required
  • Valid driver's license and current automobile liability insurance

Experience

Qualifications:

  • A minimum of 0-12 months mortgage origination experience required for Loan Officers.
  • Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, title companies, loan processing teams, partner account executives ,etc.
  • Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
  • Ability to quickly assess and process large amounts of data and use of appropriate software technology to facilitate our streamline mortgage process.
  • Familiarity with AU software technology.
  • Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
  • Self-starter with proactive communication skills
  • Entreprenueral spirit in developing leads
  • Continue to expand knowledge of issues influencing the industry and the organization.

Responsibilities

Responsibilities:

  • Experience in cold calling new clients for purchase or refinance.
  • Ability to handle 5+ leads provided daily for purchase and refinance.
  • Loan Officers are expected to meet the Company’s minimum production standards on an ongoing basis, by taking complete and accurate loan applications, using Rolph Mortgage product lending partners.
  • Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
  • Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
  • Collects and analyzes information regarding the customer’s income, assets, investments or debts.
  • Evaluates Rolph Mortgage lending partner loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
  • Advises the customer regarding the advantages and disadvantages of different loan products.
  • Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
  • Oversees the loan process by monitoring loan status and ensures conformity with terms.
  • Communicates loan status to all interested parties, and obtains loan documentation after closing.
  • Negotiates terms and conditions of loans with customers.
  • Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
  • Maintains a professional image and adheres to standards consistent with company policies and procedures.
  • Other duties as assigned.

This is a fulltime position